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251 N Milwaukee Ave, Ste 138
Buffalo Grove, IL 63366

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Illinois Insurance Blog

Important Parts Of Auto Insurance Policies

STARS Insurance is an independent agency. We are committed to helping our clients obtain the necessary coverage to protect what matters most. We work with multiple carriers in the Buffalo Grove, IL area. We provide a wide array of options so that our clients can make the best decision for their long-term futures.

Important Parts Of Auto Insurance Policies

Auto insurance helps you stay covered as your complete basic tasks around Buffalo Grove, IL. Operating a vehicle leaves you exposed to some risks. Auto insurance is designed to cover you in emergencies. Here’s a look at some key parts of auto insurance policies.

Liability coverage

Liability coverage protects you if you accidentally injure someone with your car or cause property damage. The coverage assists with the injured party’s medical treatment and any potential repairs. If you have a passenger in the vehicle, liability coverage takes care of their medical treatment if they are injured in the accident.

Comprehensive Coverage

Comprehensive coverage protects you if your car is damaged in unique situations. Perhaps you’re out on the road, and high winds cause flying debris to crack your windshield or mirror. Comprehensive coverage protects you in that situation. You’re also covered if your car is vandalized or if you’re a victim of theft. If you’re traveling through rural parts of the state, you may encounter a deer. Comprehensive coverage protects you if your vehicle suffers damage from a deer collision.

Towing Service  

If you’re traveling out of state and your battery starts having trouble or your car suffers a flat tire, things may become stressful. You can add towing service to your insurance policy for immediate service if an emergency arises.

STARS Insurance Will Help You Protect Your Assets

Contact us today to learn more information about auto insurance.

3 Tips for Safe Summer Driving

Although winter weather is known for causing hazardous roads, most people aren’t aware of how hazardous summer driving can be as well. Now that summer is in full swing, it’s time to be prepared for the rising temperatures. STARS Insurance has put together a few tips to ensure you and your vehicle are prepared for safe summer driving in Buffalo Grove, IL.

Be Aware of Road Construction

Warmer weather generally means the snow and ice will be replaced with road construction. Although construction is beneficial for the roads, it can also lead to accidents. Construction often leads to congested roads, so it’s important to slow down and be aware of your surroundings while driving.

Be Cautious Increased Traffic

The arrival of summer encourages more people to get out, which ultimately leads to increased traffic and a greater risk of an accident. Whether you are driving to work in the morning or traveling for an annual family vacation, it’s essential that you stay patient and allow yourself plenty of time to safely arrive at your destination.

Stay on Top of Vehicle Maintenance

Hotter weather means your vehicle is working harder to stay in top running condition, so make sure to schedule routine maintenance for your vehicle, including an oil change and topping off all fluids. The hotter weather also means the pavement will be hotter, which can be rough on tires. The heat may cause the air inside the tire to expand, and it could potentially cause the tire to burst. So, be sure to check the tire pressure before driving each time.

The most important thing to do for driving safely during the summer is to remain patient and leave a few minutes before your scheduled departure. Here’s an extra tip as well-most vehicles are equipped with a button for circulating the air in the cabin of your vehicle, if you activate this while driving with your air conditioner on, the circulated air will actually help to keep the cabin cooler.

At Accurate Auto Insurance, we take pride in covering Illinois vehicle auto insurance as well as many other states. As a car-centric company, we want to ensure you drive safely. If you have questions about our services or safe driving in the summer, don’t hesitate to reach out to us today.

Residents of Buffalo Grove, IL who want to learn more information about summer safety driving or to discuss their automobile insurance policy should contact STARS Insurance.