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251 N Milwaukee Ave, Ste 138
Buffalo Grove, IL 63366

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Illinois Insurance Blog

How Flood Insurance Works and Why You Need It Now

If you live in a flood plain, your mortgage broker may require you to get flood insurance as a condition of giving you the loan. Your home insurance company may also require flood insurance. However, it’s not as easy as adding this to your policy. The stellar agents at STARS Insurance can help you understand how flood coverage works and what policies are available in your area of Deerfield, IL.

How Flood Insurance Works

Flood insurance protects your building and its contents up to certain limits. You can buy flood insurance through the National Flood Insurance Program (NFIP). However, not everyone is eligible for coverage under this federal program. You can also buy flood insurance from private insurers, which may offer more options. Our team is here to guide you through the process so that you understand all the related factors.

Floods rip through communities with terrifying speed. Protect your home and belongings with the right policy for you. It’s also important to understand why you need flood insurance as soon as possible.

Why You Should Get Flood Insurance 

You can protect your property and belongings in the event of a flood, one of the most frequent natural disasters throughout the US. Talk to your agent to ensure you comply with the federal requirements for flood insurance. That’s crucial if you live in a high-risk flood area. 

If you want to eliminate dependence on federal disaster assistance, consider a private insurer. At STARS Insurance, knowledgeable insurance professionals will guide you through different flood insurance options. That makes it easier to narrow down your choices.

We Can Help!

With global warming causing more and more unpredictable weather, you need flood coverage you can count on. Contact us today to make an appointment to get a flood insurance quote in Deerfield, IL.